Accident Policies

The cost of hospitalization, emergency-room care and outpatient recovery can cost

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more than an average family earns in a month, yet millions of Americans are not prepared to pay for any expenses that major medical insurance will not. Benefits are usually

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payable directly to you, regardless of any other insurance coverage you may have.

  • Each year, more than 1 in 8 people seek medical attention from an injury.
  • Accidents are the leading cause of death among persons up to age 42.
  • 34% of all emergency room visits are injury related.
Depending on the policy, the following are some of the benefits which may be covered:
  • Hospital admission
  • Hospital confinement
  • Intensive Care
  • Emergency Room treatment
  • Outpatient surgery
  • Recovery after hospital confinement
  • Ambulance/Transportation
  • Blood & blood plasma
  • Family lodging
  • Medical appliances
  • Fractures
  • Concussion
  • Accidental death or dismemberment
  • Physical therapy
  • Health screening