Hospital Confinement

No matter how good your medical insurance is, if you are hospitalized for an injury or illness there will likely be expenses that are not covered. Hospital confinement insurance provides protection to help cover help cover these expenses when hospitalized due to an illness or accident . These hospital protection plans are designed to enhance or provide additional benefits to an existing medical plan.

  • Benefits are payable directly to the individual, unless otherwise specified.
  • Benefits can be used in any way an individual chooses to cover additional costs like deductibles, co-pays or other out-of-pocket expenses, or to cover household expenses while hospitalized.
  • Benefits are payable in addition to any other insurance that may apply.
  • Plans often have no deductible and no health questions.