Short Term (Recovery) Care

Recovery Care Insurance  may be an affordable alternative to Long Term Care Insurance.  It is ideal for families and individuals of any age who may require inexpensive, but effective coverage solutions for events such as:

• Recovery from a traumatic medical event requiring a short period of care at home, nursing home, assisted living facility, or adult day care.

• Onset of a chronic condition requiring short or long term care.

• When family needs some time to make decisions about how to handle a long term care event.

• Payment for care needed during the deductible/elimination period of an extended recuperation after hospitalization, or who may find themselves responsible for payments required during the deductible/elimination period of an existing long-term care insurance policy.

The days of recovering from a serious illness in a hospital are gone. Instead, we recover at home, in an assisted-living facility or a nursing home.  According to the American Association of Long Term Care Insurance , 42.8% of all patients admitted to nursing care facilities stay for less than one year.