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At No Cost To You!

Licensed Insurance Agent
About Charlotte
I began my career as an insurance agent in January 2000 with Farmers Insurance Group of Oregon. I established our agency in McMinnville, Oregon working the Property & Casualty market. In 2001 and 2002 our agency was recognized as the fastest growing Farmers Insurance agency in Oregon. In 2002 I moved the agency to Lincoln City and in 2006 I expanded our office to include health insurance and ancillary services by becoming affiliated with The Insurance Store, Inc.
Since 2006 our agency has evolved as the “go-to” office for health, Medicare and senior services on the Oregon Coast. Licensed agent Carol Neely provides our office with expert policy services in the property and casualty markets. I work mainly with the health insurance market providing information and quotes to individuals seeking Health Insurance, Medicare and Prescription Drug Plans. We also provide Employer (group) quotes as well as Long-term Care, Supplemental Illness and Accident Insurance, High-Risk Life Insurance and Dental Insurance.
We Offer a Broad Range of Insurance Products
Reasons to Choose Us
Health & Dental
- Individual Health Insurance
- Individual Dental Insurance
- Health Savings Accounts
- Short Term Medical
- Accident Policies
- Cancer, Heart, Critical Illness
- Hospital Confinement
- Combination Benefits Plan
- Vision Benefits

Business & Groups
- Group Health Insurance
- Voluntary Group Benefits

Prescriptions
Medicare &
Prescriptions
- Medicare Advantage
- Medicare Supplement Plans
- Part D Prescription Drug Plans

Care-Disability
Long Term
Care-Disability
- Long Term Care Insurance
- Hybrid LTC Combo Plans
- Short Term (Recovery) Care
- Disability Insurance
- Critical Care Policies

& Annuities
Life Insurance
& Annuities
- Term Life Insurance
- Universal and Whole Life Insurance
- Final Expense
- Fixed Annuities

Supplemental Benefits
- Accident Policies
- Cancer, Heart, Critical Illness
- Hospital Confinement
- Combination Benefit Plans
- Vision Benefits

Travel Insurance
- Travelex
- International Medical Group
- HCC (Atlas) Travel

Pet Insurance
- ASPCA Pet Insurance
Disclaimer
We do not offer every plan in your area. Currently, we represent 20 organizations which offer 240 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.