Choosing a dental plan depends on your situation. Many plans have waiting periods for major services like root canals, crowns, or bridges.
Health Insurance may not completely cover out of pocket expenses. Often, medical evacuation back to the U.S. may not be covered.
We offer vision benefits for individuals or businesses through VSP or EyeMed networks. Most eye doctors belong to one or both of these networks.
Most Americans would prefer to recuperate at home. Benefits are paid directly to you to help cover deductibles and co-pays, regardless of any other insurance you may have.
Over 50% of the costs associated with cancer are non-medical and not covered by traditional health insurance. Critical Illness policies can help pay for these costs.
Due to the cost and prior health issues, many people find LTC coverage challenging. Short term care and other solutions enable more people to have some form of LTC.
Medical insurance for people who have a temporary need for coverage for 30 to 90 days. Typically these plans do not cover pre-existing conditions.
Pays a daily benefit to cover expenses should you be confined to a hospital. Benefits are paid directly to the patient over and above any health insurance they may have.
Alternative Health Plans
Limited Benefit Plans
Includes ACA essential benefit options, faith based plans, and mini-meds. These plans have limitations or restrictions and are not designed to replace a major medical plan.
Final Expense and
Final expense insurance covers funeral and estate expenses but the funds can also be used to pay loans, credit cards, or any other debts.
Policies provide cash benefits due to a personal injury. The money can be used to pay deductibles, coinsurance, prescriptions, mortgage, rent, or any other household bills.
Disability insurance is coverage that partially replaces your income when you can’t work, usually due to a physical injury or ailment. Options are short term or long term disability.